Insurance 2017-12-11T19:40:17+00:00

NGAA offers several different insurance policies to Guard members and their families.

Group Term Plan Details

  • FREE coverage of $10,000 for one year to new enlistments

  • $50,000 coverage available to all service members

  • Payable in event of death from any cause

  • No war clause

  • Full conversion privilege upon termination, regardless of health
  • Death benefit paid with 24 business hours of notification

  • Your spouse and children can be covered under this plan also
  • Can be payroll deducted from your drill pay
  • Coverage may be extended at the same rate, even if separated from the Guard

Whole Life Plans

  • Six medical questions determine eligibility
  • This plan accumulates cash value
  • Premiums remain the same and never increase
  • Covers just you, just your spouse, or both of you
  • Amount of coverage is based on your age or your spouse’s age at time of enrollment
  • Once insured, your coverage will not reduce
  • Add a children’s insurance rider. No matter how many children you have — one or ten — you pay only one premium amount
  • Additional whole life policy available that requires no medical questions; however, rates do vary
  • Contact NGAA for more information and eligibility