NGAA offers several different insurance policies to Guard members and their families.

Group Term Plan

• FREE coverage of $10,000 for one year to new enlistments


• $50,000 coverage available to all service members


• Payable in event of death from any cause


• No war or suicide clause


• Full conversion privilege upon termination, regardless of health


• Death benefit paid within 24 hours of notification


• Your spouse and children can be covered under this plan also


• Can be payroll deducted from your drill pay


• Coverage may be extended at the same rate, even if separated from the Guard

Whole Life Savings Plans

• Six medical questions determine eligibility


• This plan accumulates cash value


• Premiums remain the same and never increase


• Can be payroll deducted from your drill pay


• Covers just you, just your spouse, or both of you


• Amount of coverage is based on your age or your spouse's age at time of enrollment


• Once insured, your coverage will not reduce


• Add a children’s insurance rider. No matter how many children you have -- one or ten -- you pay only one premium amount


• Additional whole life policy available that requires no medical questions; however, rates do vary


• Contact NGAA for more information and eligibility